The New Stuff

Getting Started With Apple Pay? See How it Works

Apple Pay is now available for anyone to use, provided they’ve got all the prerequisites, both for physical stores and for online transactions.

But you can’t just walk up to your local brick-and-mortar store and wave your iPhone and walk out with whatever you want – that would be theft. Instead, you’ll need the following to be in place to have a happy Apple Pay experience.

  1. Hardware: iPhone 6 or 6 Plus for retail; iPad Air 2 or mini 3, or iPhone 6 or 6 Plus for in-app transactions
  2. Software: iOS 8.1 (which just because available earlier today)
  3. Touch ID set up on your device with at least one stored fingerprint
  4. A credit or debit card from one of Apple’s launch payment partners
  5. An iCloud account

After you’ve got all that in place, you can opt to either use the cards you’ve already got on file in iTunes to pay, or add a new one. Adding a new one is as easy as snapping a pic of your plastic, and then manually entering the security code around back. You can also manually enter all the information, if you’d rather not use the camera. If the card is compatible, it will verify and make it available for purchases. If it isn’t, call your bank and ask them to get with the program.

If you’re using a card already on file, you’ll just need to enter the security code found on the back to authorize its use, and then agree to the Apple Pay terms of service. Once that’s complete, you’re ready to roll.

Apple Pay in stores should be available at participating launch retailers, which include Aéropostale, American Eagle Outfitters, Babies”R”Us, BJ’s Wholesale Club, Bloomingdale’s, Champs Sports, Chevron and Texaco retail stores including ExtraMile, Disney Store, Duane Reade, Footaction, Foot Locker, House of Hoops by Foot Locker, Kids Foot Locker, Lady Foot Locker, Macy’s, McDonald’s, Nike, Office Depot, Panera Bread, Petco, RadioShack, RUN by Foot Locker, SIX:02, Sports Authority, SUBWAY, Toys”R”Us, Unleashed by Petco, Walgreens, Wegmans and Whole Foods Market.

Online, apps are already rolling out that also support Apple Pay, so check your updates column, or stay tuned to the “Featured” page, where Apple will be surfacing many of them. You can authenticate the purchases using your fingerprint, so long as you’ve registered it with Touch ID, or using your passcode if that doesn’t work for some reason. Apple Pay is secure thanks to the system it uses to store and transmit payment information, which doesn’t actually share any credit card details over NFC with the merchant, and it works with your existing cards, including rewards programs, etc.

We’ll have a first-hand account of how Apple Pay works in the real world shortly, but early reports from Twitter seem to indicate things are working smoothly with the newly launched

Originally posted on TechCrunch

The following two tabs change content below.

Ebenezer Obasi

Senior executive editor at EwtNet
A web developer, IT undergrad, terrible entrepreneur, internet freak and a man of a few other incongruous talents, Ebenezer has been writing on technology since 2012, and plans to do so until a few days before his ultimate fate: cryogenic preservation. If resurrected, he is likely to go back to writing on technology.

Recieve Free Email Updates!

Subscribe to get new updates instantly delivered to your inbox. Select the specific category you want to recieve updates on and enter your email address below.

*A confirmation message will be sent to you, login to your e-mail account and click on the confirmation link to start enjoying this service.

Get the latest news on your Android mobile, Download our Android App

Recently Published


Selena Gomez and 6 million other Instagram Accounts Hacked

A group of hackers used a bug earlier this week to scrape ...


EaseUS Free Data Recovery Wizard Lets you get back lost files

The concept of data recovery is fairly old among internet users. But ...


Darwin Life Aims to Impregnate 40 and Above Women with Designer Babies

Darwin Life is a new fertility clinic that aims to get women over ...

College Students - Online Jobs

16 Online Jobs that will Make You Real Money in College

Are you a college student who is need of extra cash? Not really, you ...

multiple accounts

How to Use Multiple WhatsApp and Social Media Accounts on your Android Device

Do you have two accounts for Messaging, tired to log in and out to ...


PayPal will Fully Accept Nigeria only when their US Allies has Ignored them

After waiting for a little over a decade, PayPal arrived Nigeria in ...


Recharge your MTN Airtime Anytime Directly from your Bank Account

MTN On Demand will let you top up your MTN airtime balance anytime ...


MTN DND: Stop Unwanted SMS from your Network Provider

Stop unnecessary and promotional messages from MTN Nigeria by ...


Awale, Backgammon and 1 other Game Technology has transformed

From time memorial, man has indulged himself into seeking out ways to ...


Leave a Reply