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How to Borrow Credit from Ghana Service Providers & Payback Later – Spend Wisely!


Hello world! You are probably a guru when it come to borrowing Airtime or you are just hearing about borrowing talk time for the first time but here in Ghana, talking and just talking is part of our day to day affairs.

The ‘borrow credit’ service allows you to take a short loan from your network providers and pay back later but this loan can only be used for calling your friends and family. With this service, you are guaranteed to never be stranded again as long as you have your cell phone and network coverage in your location.

Even though this offer seems irresistible, the down side is that most network providers like MTN takes back their loan instantly on your next recharge – with Airtel, you will need to dial a number to pay back your loan.

MTN Xtra Time

MTN Xtra Time is a service that allows MTN customers to borrow and use an overdraft amount based on the their spend and the no. of years on MTN.
To borrow more talk time, dial *506# and select your option.

Airtel Borrow Me

Dial  *130#. A service fee will also be charged on the amount you borrow. You can track your usage of the borrowed credits by dialing *130*10#.

Borrow Credit from TIGO

Dial *188# or call 188 and follow the voice prompt to receive airtime to pay later upon recharge.
Remember you need to pay for your previous loan before requesting a new one!

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Ebenezer Obasi

Senior executive editor at EwtNet
A web developer, IT undergrad, terrible entrepreneur, internet freak and a man of a few other incongruous talents, Ebenezer has been writing on technology since 2012, and plans to do so until a few days before his ultimate fate: cryogenic preservation. If resurrected, he is likely to go back to writing on technology.

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