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How to Create a U.S Bank Account and Get a Payoneer MasterCard® Outside U.S

If you are residing within Australia, Nigeria, India, Russia or anywhere else around the world and wishes to own a U.S bank account or wanting to setup a Payoneer Debit MasterCard®. Here is the easiest way to go. The Payoneer service is a secure and convenient service that allows you to send and receive funds globally.

As a resident of Nigeria (or any other country) you can own a U.S Checking Account that provides you with a US collection account that can be used to receive payments from US companies directly to your Payoneer account. This payment can be withdrawn using your Payoneer MasterCard.

The Payoneer MasterCard is a debit card service that allows you to receive ACH / Direct Deposit transfers from cooperate organizations such as Elance, Infolinks, Amazon, Paypal, etc. The card makes it easy and convenient to perform various transactions online such as purchasing or paying for services online and can be used in any ATM globally that accept MasterCard®

The Payoneer Debit MasterCard can be acquired simply by creating an account on the Payoneer website. But the easiest method to get your account approved and verified is going through a third party.

Co-operations such as Elance, SeoClerks and Infolinks allows you to receive funds through your Payoneer account.Hence, providing you with a unique link to setup of your Payoneer account. In this tutorial, I will be walking you through on how to setup your U.S bank account and get your Payoneer MasterCard using Infolinks.


  • A Valid Email Address – Create a Gmail
  • A Website/Blog – Create a Free Blog
  • Infolinks Publisher Account – Create it!
  • A scanned copy of a government-issued ID (any of Driving licence, Passport, National ID or Voter’s Card will be fine)

Setting Up your Infolinks Publisher’s Account

Infolinks is a media advertisement partner that allows you to share advertisement revenue by implementing the infolinks publisher code on your website or blog.
If you don’t already own one, proceed to Gmail to create a free email account. Then visit to start a free blog powered by Google.
When all is set, proceed to Infolinks Publisher’s account setup, and enter your website/blog (e.g. address in the specified input box. FIll the remaining info and complete the setup by implementing the Infolinks code on your website/blog (See how to add custom widget on Blogger to add your Infolinks code on the Blogger platform).

Setting Up your Payoneer Debit MasterCard®

I believe you have already setup your email address and created an Infolinks publisher’s account. Now, proceed to your Infolinks payment setting:

  • Enter your contact details and click next
  • Select Payoneer pre-paid debit card as your payment method
  • Immediately beneath this area, you will find a notification box prompting you that no Payoneer account is associated with your infolinks account. Kindly, follow the Creat account link and fill the form at the Payoneer website. This process will require your email address and a government issued ID. If you do not have any of driving licence, national id or passport you can select National ID and use your voters’s card later.

Note: Ensure that your billing address is valid and correct. To be on the safer side, visit the nearest post office to get details of your mailing address.

  • At this point a confirmation message will be sent to your email. Sit back and wait for 2-5 business days for your Payoneer account to be reviewed and approved.

Once your account is approved you will receive a congratulation email!

Your Payoneer Debit MasterCard will arrive your mailing address within 5 weeks. Once you receive it, you can proceed to your Payoneer account to view your status and activate your card.

Setting Up your U.S Bank Account

A free U.S checking account will be created for you the moment your debit MasterCard request is approved. This account is used to receive payments from US companies directly to your Payoneer account.

Check your email inbox for an email from containing the following message:

Dear FirstName,

Welcome to the Payoneer US Payment Service.

This service provides you with a US collection account that can be used to receive payments from US companies directly to your Payoneer account!

Your US Payment Service information:
BANK NAME: Bank Of America
ACCOUNT #: ***-***-***-***-***-***
ABA # (Bank Routing Number): ####-#####
Please Note: Your US Payment Service has not yet been verified. In order to ensure that payments you receive are funded to your account without delay, you’ll need to verify your service by completing the following steps:

Click here to complete the US Payment Service Questionnaire
Click here to submit a copy of your government-issued photo ID

Kindly, follow the links provided in the email to submit your US Payment Questionnaire and a scanned copy of your government-issued photo ID respectively.

Wait for a message similar to this one:

Congratulations! Your U.S Bank Account is ready to be used. You can use this account to receive funds from various U.S co-operation including Paypal and Amazon.

Need Help?

If you want us to help you setup your U.S Checking Account or request for a Payoneer Debit MasterCard®. Contact us here.

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Ebenezer Obasi

Senior executive editor at EwtNet
A web developer, IT undergrad, terrible entrepreneur, internet freak and a man of a few other incongruous talents, Ebenezer has been writing on technology since 2012, and plans to do so until a few days before his ultimate fate: cryogenic preservation. If resurrected, he is likely to go back to writing on technology.

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  • comment avatar kayus badoos

    hello bro, thanks for the post it really helps, i still have a question, after setting up all this, the question is how do i fill the questionnaire? pls narrate this in full.

  • comment avatar anees

    Sorry, we’re unable to link that bank because it is disabled. Please try another bank.

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